Wisconsin Insurance
Wisconsin Insurance Quotes
Wisconsin insurance requirements governing car insurance mandate that state residents purchase the following minimum coverage: $25,000 in uninsured/underinsured motorist coverage per individual up to a maximum of $50,000 per accident. Although liability insurance is not a requirement in Wisconsin, it is recommended that drivers take out the following minimum coverage, often referred to as 25/50/10 coverage with 25/50 limits: $25,000 in bodily injury protection up to a maximum of $50,000 for the medical expenses of all of the vehicle's occupants and $10,000 in property damage liability protection.
Wisconsin health insurance plans targeting small groups ranging from two to 50 individuals must be "guaranteed" issue. This means that Wisconsin insurance carriers are prohibited from denying health coverage on the basis of an applicant's pre-existing condition(s) or medical history. However, individual health plans are not subject to any restrictions vis-a-vis coverage for pre-existing conditions. Wisconsin's prompt-pay law requires insurers to pay claims within 30 days. The state also offers a high-risk insurance pool, which is designed to provide health coverage to residents who would otherwise be disqualified from health insurance due to a medical condition or who are unable to access a group health plan provided by an employer.
A multitude of insurance websites enable consumers to receive instant, confidential quotes from well-established carriers and find a low-cost insurance package that is tailored to their particular situation and needs. Prospective policyholders may obtain Wisconsin insurance quotes on an extensive variety of insurance products including 1) flood insurance, 2) home insurance, 3) life insurance, 4) family dental insurance, 5) Medicare insurance, 6) crop insurance, 7) workers compensation insurance, 8) contractors insurance, 9) short-term health insurance, 10) RV insurance, 11) motorcycle insurance, 12) farm insurance, and 13) umbrella insurance.