Washington Insurance
Washington Insurance Quotes
Washington health insurance plans must offer the following benefits; however, purchasers are not required to select them: 1) TMJ disorders, 2) general mental health services, 3) hospice care, and 4) home health care. Washington health insurance providers can examine an applicant's medical record for the prior six months and can deny coverage of pre-existing conditions for a period of nine months following purchase of the policy. Pursuant to the state's prompt-pay law, health insurers must pay claims within 60 days. Individuals who are disqualified from health insurance coverage due to a medical condition and/or lack access to a group health plan sponsored by an employer may avail themselves of the state's high-risk health insurance pool. Washington insurance laws place a 150% premium cap on this insurance pool which provides health coverage to residents.
Washington insurance requirements governing car insurance affirm that motorists in the state must carry the following liability coverage: $25,000 in bodily injury protection per individual up to a maximum of $50,000 per accident and $10,000 in property damage liability protection. Washington insurers often refer to these minimum liability limits as 25/50/10.
Consumers may compare offers and select a customized, affordable plan from a reputable insurer by requesting free and reliable Washington insurance quotes. Prospective policyholders need only submit a simple quote form which takes less than three minutes to fill out and typically requires 1) selection of an insurance category and 2) entry of the former's zip code. Washington quotes are available on a host of insurance products.