South Carolina Insurance
South Carolina Insurance Quotes
South Carolina health insurance plans must also offer the following benefits; however, purchasers may opt out of them: 1) severe mental illness, 2) home health care, 3) drug abuse treatment, 4) chiropractic care, and 5) treatment for alcoholism. Individual health plan providers may deny coverage for pre-existing conditions for up to one year from the date that the policy goes into effect. Carriers must offer credit for coverage that is creditable under the prior health insurance plan. Businesses with more than 50 employees that provide coverage via "closed panel health plans", which require policyholders to utilize only pre-authorized care providers, must also extend to employees the option of obtaining point-of-service coverage.
Pursuant to South Carolina insurance requirements, drivers in the state must purchase car insurance with the following minimum liability coverage:
- $25,000 in bodily injury protection per individual up to a maximum of $50,000 per accident
- $25,000 in property damage protection
- $25,000 in uninsured motorist bodily injury protection up to a maximum of $50,000 per accident
- $25,000 in uninsured motorist property damage protection
There are numerous online quote comparison websites that make it possible for consumers to find affordable insurance by simply answering a few questions. South Carolina insurance quotes are available on a host of insurance products including the following: 1) special event insurance, 2) RV insurance, 3) contractors insurance, 4) group life insurance, 5) business liability insurance, 6) title insurance, 7) truck insurance, 8) medical insurance, 9) short-term health insurance, 10) personal watercraft insurance, 11) umbrella liability insurance, 12) commercial insurance, 13) home insurance, and 14) flood insurance.