Rhode Island Insurance
Rhode Island Insurance Quotes
Pursuant to Rhode Island insurance requirements, drivers in the state must carry the following minimum types of coverage on their car insurance policy, often referred to as 25/50/25 coverage with 25/50 limits:
- $25,000 in bodily injury liability coverage per individual and up to a maximum of $50,000 per accident
- $25,000 in property damage protection
- $25,000 in uninsured/underinsured motorist bodily injury protection up to a maximum of $50,000
Health plans must offer the following benefits, but purchasers may opt out of them: 1) second surgical and medical opinion (inapplicable to Blue Cross and Blue Shield plans) and 2) home health care. Insurers are not permitted to impose exclusion periods for pre-existing conditions. Rhode Island insurance laws require providers to pay electronically-filed claims in 30 days and written claims in 40 days. Consumers may avail themselves of free, reliable Rhode Island insurance quotes and save hundreds of dollars on their policy. By completing a secure and simple online form, prospective policyholders can conduct side-by-side comparisons of multiple providers' rates and policies. Quote service providers enable applicants to make an educated decision based on numerous competitive offers on insurance products.