North Carolina Insurance
North Carolina Insurance Quotes
North Carolina insurance laws require health plans to cover the following benefits:
- Prescription drugs
- Emergency services
- Clinical trials
- Contraceptives
North Carolina insurance providers may deny coverage on individual health plans for pre-existing conditions for a period extending up to one year from the commencement of coverage. However, credit must be offered for previous coverage under the prior health plan. Carriers may permanently exclude coverage for some conditions by applying exclusionary riders to individual health plans.
Motorists in North Carolina must purchase car insurance with the following minimum liability coverage, generally referred to as 30/60/25:
- $30,000 in bodily injury protection up to a maximum of $60,000 per accident; and
- $25,000 in property damage liability protection.
To compare services and rates from multiple, reliable and reputable local and national carriers, consumers may request online North Carolina insurance quotes. Comparison websites enable applicants to save time and maximize savings on a variety of insurance products such as health insurance, home insurance, and life insurance.