New Jersey Insurance
New Jersey Insurance Quotes
New Jersey health insurance must allow policyholders to include the following individuals under their health plan: 1) newborns, 2) dependents, and 3) handicapped employees. Consumers may choose between individual and small group policies, which are guaranteed-issue. This means that New Jersey insurers must provide coverage regardless of the applicant's pre-existing condition(s) or medical history.
New Jersey insurance regulations require drivers in the state to purchase car insurance with the following types of coverage:
- $15,000 in bodily injury protection per individual up to a maximum of $30,000 per accident;
- $5000 in property damage liability protection
- $15,000 in uninsured/underinsured motorist coverage per individual up to a maximum of $30,000 per accident
- $15,000 in personal injury protection (PIP) coverage
For accurate New Jersey car insurance quotes, applicants should provide the following information: 1) gender, 2) age, 3) auto make, model, and year, 4) number of doors, 5) bodily injury liability level, 6) property damage limit, 7) whether the vehicle is driven to school or work, 8) whether any traffic citations were issued in the last 3 years, and 9) the type of quote sought (i.e. full coverage with collision, liability and comprehensive, or liability only). Prospective policyholders may avail themselves of a multitude of comparison insurance websites offering quotes on home insurance, life insurance, and numerous other products.