Nebraska Insurance
Nebraska Insurance Quotes
Nebraska insurance requirements mandate that drivers in the state purchase car insurance with the following liability coverage:
- $25,000 in bodily injury protection up to a maximum of $50,000 per accident
- $25,000 in property damage protection
State law requires Nebraska medical insurance carriers to provide specific health benefits such as diabetes care and mammograms as well as the following services: 1) physician's office visits, 2) X-rays and medical tests, 3) maternity care, 4) surgery, 5) pediatric care, and 6) hospitalization. Pursuant to Nebraska insurance laws, consumers who apply for health insurance through their employer may not be turned down or receive restricted access to health insurance. However, Nebraska health insurance providers may deny coverage to individuals on the basis of health, age, or other criteria. Furthermore, there is no restriction on the exclusion period that companies may impose on pre-existing conditions which they believe existed before the policy went into effect. The amount of premiums charged for individual health coverage is entirely within the discretion of Nebraska health insurers. Medical insurance policyholders are guaranteed the right to renew their current coverage, irrespective of their health status. The guaranteed renewability provision prohibits carriers from canceling the policies of customers who fall ill. Another key health provision is that a parent's individual policy covers his or her newborn(s) during the first 31 days following birth. Nebraska residents who find themselves between jobs or policies can purchase a temporary health insurance policy.
Free, instant Nebraska insurance quotes are available online from multiple carriers. By completing a simple request form, applicants can find the carrier that best meets their needs. For group health insurance, the applicant need only provide the zip code for his or her office address and the total number of qualifying employees.