Massachusetts Insurance
Massachusetts Insurance Quotes
Massachusetts insurance requirements mandate that all state residents age 18 and over purchase health insurance coverage or face a fine. Some of the key provisions of the Massachusetts Health Care Reform law are as follows:
- Subsidized private insurance plans for applicants whose income falls below 300% of the federal poverty level (FPL) and who are not eligible for Medicaid
- Waiver of private health insurance premiums for residents whose incomes are less than the FPL
- Discounted premiums for applicants whose family income ranges between 100 and 300% of the FPL
- Extension of family coverage to include individuals up to the age of 25
- Low-cost coverage for applicants who do not qualify for insurance obtained through their employers
- Authorization of the use of health savings accounts (HSAs) with catastrophic health plans which are cheaper and carry a high deductible
Consumers may utilize the online insurance website and tools to search for insurance plans that offer good value. Prospective policyholders may compare plans by level of service and cost, select the right health plan from a reputable Massachusetts insurance provider, and apply via telephone or by internet. The Office of Consumer Affairs and Business Regulation (www.mass.gov) offers a listing of licensed Preferred Provider Plans and HMO products. Students enrolled in a state university or college may be eligible for a Qualified Student Health Insurance Plan (QSHIP).
Free, instant, and hassle-free Massachusetts insurance quotes are available on a wide range of products such as 1) life insurance, 2) car insurance, 3) home insurance, 4) workers compensation insurance, 5) wedding insurance, 6) travel insurance, 7) recreational vehicle insurance, 8) pet insurance, and 9) boat insurance.