Indiana Insurance
Indiana Insurance Quotes
Indiana insurance laws mandate that motorists in the state purchase car insurance with the following liability coverage:
- $25,000 in bodily injury protection per individual up to a maximum of $50,000 per accident
- $10,000 in property damage protection
Indiana insurance providers refer to this as 25/50/10 coverage. With respect to health insurance, there are numerous Indiana insurance regulations in place including the following:
- Pre-existing condition exclusion is allowed for health conditions for which an applicant received treatment or was diagnosed within a year before signing on to a new health insurance plan. The maximum duration permitted for an exclusion period is one year.
- Policyholders may renew their insurance plan regardless of their health status. Pursuant to guaranteed renewability provisions in Indiana health insurance contracts, applicants may not be denied the right to renew their policy.
- Adopted children and newborns are covered under their parents' individual health insurance policy for a period of 31 days.
- Indiana insurance premiums differ depending on the applicant's health and age.
- Coverage under an employer's insurance plan is guaranteed to Indiana residents, and denial or limitation of such coverage is prohibited
- Qualified applicants as well as "uninsurable" individuals are eligible for membership in Indiana's high-risk pool which allows them to enter a group health insurance program in the state.
Consumers may receive Indiana insurance quotes by entering their zip code and selecting from a list of insurance products such as life insurance, renters insurance, and homeowners insurance among others.