Florida Insurance
Florida Insurance Quotes
Florida insurance regulations require motorists to obtain the following car insurance coverage:
- $10,000 in personal injury protection (PIP)
- $10,000 in property damage protection
Personal injury protection covers losses resulting from injury, regardless of who is at fault for the crash. Florida insurance providers offer a mature driver discount to drivers who are 55 or older and who enroll in the 6-hour Mature Driver Program. When it comes to home insurance, Floridians should consider purchasing extended replacement cost coverage, which will compensate for the increased cost in labor and materials in excess of the policy limit. Flood damage, such as storm surge, is not covered by the standard home insurance policy. Florida residents may purchase flood insurance via the National Flood Insurance Program. For more information on how to obtain this type of coverage, consumers may visit the websites for the Federal Emergency Management Agency (FEMA), the Florida Office of Insurance, and the Florida Insurance Council. A reduction in home insurance rates is available to policyholders who protect their homes from wind damage by reinforcing them. Pursuant to Florida insurance laws, carriers must provide renewing and new policyholders with the “Notice of Premium Discounts for Hurricane Loss Mitigation” form.
Consumers may obtain online Florida insurance quotes in less than five minutes. To find an agent who will assist them in meeting their insurance needs, they need simply enter their zip code and the type of insurance being sought. Quotes are available on a wide range of Florida insurance products including: