Delaware Insurance
Delaware Insurance Quotes
Pursuant to Delaware insurance laws, drivers in the state must purchase the following minimum liability coverage:
- $15,000 in bodily injury protection per individual involved in a collision up to $30,000 for all bodily harm resulting from an accident
- $10,000 in property damage protection per accident
- $15,000 in personal injury protection (PIP) per individual and up to a maximum of $30,000 per accident
Small and large businesses may choose from a variety of health insurance plans, including 1) vision group insurance, 2) group disability insurance, 3) group life insurance, 4) group dental insurance, and 5) group health insurance. Delaware insurance regulations allow providers to deny coverage on the basis of pre-existing conditions. Nevertheless, HIPAA-eligible applicants can take out an individual Delaware insurance policy irrespective of their health status. Individuals who qualify for HIPAA are generally those who no longer have group health coverage and have exhausted their state continuation or COBRA coverage. The state's policy of guaranteed renewability protects applicants who have paid all their premiums from being denied coverage in the event of illness.
Consumers may save money and time by obtaining speedy and reliable Delaware insurance quotes from multiple nationally-recognized carriers. By comparing quotes side-by-side, prospective policyholders will find affordable coverage. Quotes are available on a host of insurance products, such as 1) auto insurance, 2) home insurance, 3) life insurance, 4) professional liability insurance, 5) contractor liability insurance, and 6) condominium insurance.